Q&A: Will Strong Customer Authentication (SCA) Kill “One-Click” Shopping?


With the news today that Strong Customer Authentication (SCA) enforcement has been extended a further 18 months, we spoke to Jackie Barwell, Director of Fraud Product Management at ACI Worldwide, about what SCA entails, the risk of fraud around its implementation, and whether it will “kill” one-click shopping.

How will 2FA Work for Consumers when SCA is Introduced?

Any future transaction that requires SCA will have to satisfy two of the three ‘elements’ dictated to be satisfactory authentication methods.

In other words, two of the following: something you are (e.g. biometrics); something you

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